Dispute Info on My Background Report
Disputing inaccurate information on a background check is an important step to correct any errors that may affect your employment or other opportunities. Here are the steps you can take to dispute information on a background check:
1. Obtain a Copy of Your Background Check:
- Contact the company or organization that conducted the background check. They are required by law to provide you with a copy of the report if it was used for employment,housing, or credit purposes.
2. Review the Report Thoroughly:
- Carefully examine the background check report to identify any inaccuracies, errors, or incomplete information. Note the specific details that are incorrect.
3. Contact the Background Check Company:
- Reach out to the company or organization that conducted the background check. You can usually find their contact information on the report or through an online search.
- Inform them of the inaccuracies and provide supporting documentation to prove the errors. This may include court documents, identification documents, or other relevant records.
4. Dispute in Writing:
It's often best to dispute inaccuracies in writing, as it provides a clear record of your complaint. Send a formal dispute letter to the background check company or consumer reporting agency. Include the following:
- Your name and contact information.
- A clear and concise description of the inaccuracies you're disputing, including the specific items and the reasons they are incorrect.
- Any supporting documents you have that prove the errors.
- A request for correction or removal of the inaccurate information.
- A statement requesting an investigation and correction within a reasonable timeframe.
5. Follow Up:
- Keep copies of all correspondence and documentation related to your dispute.
- Follow up with the background check company or consumer reporting agency to ensure they are investigating the dispute. They are typically required to complete the investigation within 30 days.
6. Contact the Source of the Information:
- If the inaccurate information originates from a specific source, such as a court or government agency, contact that source directly to request corrections.
Remember that it's essential to act promptly when disputing inaccuracies on a background check, as resolving disputes can take time. Maintaining clear and thorough documentation throughout the process will also help support your case. Additionally, be aware of your rights under the FCRA, as it provides specific protections for consumers in relation to background checks and credit reporting.
For Premier Background Screening Services, LLC disputes please email support@premierbgs.com.